SECURE Act 2.0 eliminated required distributions from Roth 401(k)s starting in 2024
The Details
High earners can now leave millions in Roth 401(k)s indefinitely while contributing $23,500 yearly (vs. $7,000 IRA limit), creating massive tax-free estates without rollover paperwork or creditor exposure.
What this means for you
Retirement decisions compound — getting one of these details wrong can cost tens of thousands of dollars over a retirement. The good news: most of these mistakes are completely avoidable if you understand how the rule actually works.
Next step
If you want to see how this applies to your specific situation, take the free
Retire Ready Score — a 2-minute assessment that scores your current plan across income, taxes, healthcare, and protection.
