An option is a contract that gives you the right — but not the obligation — to buy (call) or sell (put) a security at a specific price by a specific date. Each contract typically covers 100 shares.
Most retirees have no business actively trading options. But a few conservative strategies — covered calls for income, protective puts for hedging — can fit a portfolio if you understand the mechanics and the risks.
A stock is a fractional ownership share in a publicly traded company. Stockholders benefit when the business grows (price appreciation) and,…
An ETF is a basket of securities (stocks, bonds, or both) that trades on an exchange like a single stock. Most ETFs passively track an index…
A withdrawal strategy defines how much you pull from your portfolio each year in retirement and how you adjust for market performance, infla…
Dividend investing focuses on stocks that pay regular cash distributions to shareholders. "Dividend aristocrats" are S&P 500 companies that …