Medigap (Medicare Supplement) is private insurance that covers the 20% coinsurance and other out-of-pocket costs Original Medicare doesn't pay. Plans are standardized by letter (A through N) with Plan G being the most comprehensive available to new enrollees.
Medigap (Medicare Supplement) is private insurance that covers the 20% coinsurance and other out-of-pocket costs Original Medicare doesn't pay. Plans are standardized by letter (A through N) with Plan G being the most comprehensive available to new enrollees.
Paired with Original Medicare and a Part D plan, a Medigap policy gives you nearly unlimited medical coverage with almost no out-of-pocket cost and no network restrictions. For many retirees this is the gold standard — if you enroll during your open enrollment window.
Medigap premiums vary 30–50% between carriers for identical coverage — the letter of the plan is standardized, the price is not. Shop at least 5 carriers before you buy.
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