01
Tax
Forward-looking tax planning, Roth conversion timing, IRMAA thresholds, and withdrawal sequencing before tax season arrives.
For households $500K+Independent fiduciary networkNationwide · virtual
A Briefing for Pre-Retirees · $500K+
The Family Office model used to require $50 million.
It now starts at $500,000.
One advisor coordinating your CPA, estate attorney, and insurance — proactively, not when something breaks. Watch the briefing, then sit down virtually with a Select Advisor who quarterbacks the whole team.
Fee-based · No commissionsIndependent fiduciary networkNo pressure, no pitch
Watch first14:42
6,300+Plans reviewed
$500K+Minimum to qualify
50 statesVirtual, nationwide
FiduciariesAll of our select advisors adhere to the highest standards.
Good professionals can still create an expensive gap.
Your CPA may be excellent at filing last year's return. Your estate attorney may have drafted the trust correctly. Your insurance professional may have placed the policy that made sense years ago. The problem is that retirement decisions rarely stay inside one lane.
A Roth conversion can change Medicare premiums. A new brokerage account can sit outside the trust. An old policy can keep charging premiums long after the mortgage and college bills are gone. None of those mistakes require a bad professional. They require nobody being assigned to coordinate the whole picture.
The briefing above explains how the Virtual Family Office model puts one advisor in the quarterback seat so every retirement decision is made in context.
What gets coordinated
What a quarterback sees that nobody else does.
02
Income
Multiple income layers designed so withdrawals do not depend on one account, one market, or one assumption going right.
03
Estate
Trust funding, beneficiary chains, and document reviews checked against the accounts and family situation you have now.
04
Insurance
Policy reviews tied to the retirement income plan, not the mortgage, child, or business risks you had years ago.
05
Investments
Allocation decisions coordinated with the tax, income, estate, and protection plan instead of managed in isolation.
Who builds your plan
A select network of independent fiduciary advisors.
The Right Retirement Plan doesn't manage money. We publish the research, then route qualified households to a short list of vetted independent fiduciary advisors who actually run the five-layer model end-to-end.
You're not getting a call center. You're getting one advisor, matched to your situation, in your state.
Fiduciaries
All of our select advisors adhere to the highest standards.
All five layers, in-house
Tax, income, investments, estate, and protection coordinated under one plan — not five disconnected vendors.
10+ years working with pre-retirees
Every advisor in the network has spent at least a decade on the retirement-income problem — not accumulation.
Background-checked, reviewed quarterly
Clean U4, no disclosure events, ongoing client-feedback reviews. If a complaint sticks, they're out.
See if your household qualifies.
Takes about 30 seconds. We'll confirm a fit before booking anything. No third-party calls.